Office Hours
M-F 8:00 AM - 6:00 PM
Sat. & Sun. By Appt.
Our Location
Apopka, Florida
34786-9423
Call, Text or Email
224-766-7600
Terms and Conditions
Effective Date: January 22, 2025
Welcome to Kimsurance! By accessing or using our website, services, or products, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our platform.
1. Acceptance of Terms
By accessing and using the Kimsurance website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, along with our Privacy Policy. If you do not agree, you must discontinue use immediately.
2. Eligibility
To use Kimsurance, you must:
Be at least 18 years of age or the legal age of majority in your jurisdiction.Provide accurate and truthful information during the registration process.Agree to these Terms and all applicable laws and regulations.
3. Services Provided
Kimsurance offers insurance-related services and products, including but not limited to policy management, claims assistance, and personalized recommendations. The specific terms and conditions of any insurance product will be outlined in the respective policy documentation.
4. User Responsibilities
You agree to:
Use the platform for lawful purposes only.
Not engage in fraudulent, abusive, or harmful activities.
Maintain the confidentiality of your account login credentials.
Notify us immediately if you suspect unauthorized access to your account.
5. Intellectual Property
All content on the Kimsurance website, including text, graphics, logos, and software, is the property of Kimsurance or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or modify any content without prior written consent.
6. Limitation of Liability
Kimsurance is not liable for any indirect, incidental, or consequential damages resulting from your use of the website or services, including but not limited to loss of data, profits, or business opportunities. Our liability is limited to the extent permitted by law.
7. Privacy
Your use of Kimsurance is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to the practices described in the Privacy Policy.
8. Termination
We reserve the right to suspend or terminate your access to Kimsurance at any time, without notice, for conduct that violates these Terms or is otherwise harmful to our interests or other users.
9. Third-Party Links
Kimsurance may contain links to third-party websites. We are not responsible for the content or practices of these websites. Accessing third-party links is at your own risk.
10. Changes to Terms
Kimsurance reserves the right to update or modify these Terms and Conditions at any time. Changes will be effective immediately upon posting. Your continued use of the platform after changes are made constitutes acceptance of the revised Terms.
11. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the state of Florida, without regard to its conflict of laws principles.
12. Contact Information
For questions or concerns regarding these Terms and Conditions, please contact us at:
Kimsurance Support Team
Email:[email protected]
Phone: 888-387-8170
Frequently Asked Questions
Here are the most common insurance questions Kimsurance receives.
Our insurance agents are always available to answer any questions and address any concerns you may have. Call us at (224) 766-7600 for any further inquiries.
Is the rate given to me accurate?
Our team makes sure to provide you with the most accurate rate possible so that you know what to expect. All rates are determined by the carrier.
My current insurance company has significantly increased my rate. How can I get a lower rate?
Our insurance agents are here to find you the most competitive prices on the market today, and we’ll fit you with an insurance package that suits both your needs and your budget.
When should I review my insurance protection?
At Kimsurance, we believe it’s a good idea to review your insurance protection at least once a year. Still, if you have gone through a significant life change, it’s best to check in with us as soon as possible. Get in touch with us now at(224) 766-7600 to schedule an appointment.
If I meet with you, am I committed?
When you reach out to us, we’ll set up an appointment time, either in-person or over-the-phone, as it suits you. Our advisors take the time to get to know our clients. We’ll begin our consultation by listening carefully to your wants, needs, and budget.Only when we understand your desired criteria intimately, will we start our hunt to locate the perfect policy for you.From there, we’ll leverage our market relationships to display several leading coverage options before you. Alongside our products, we’ll transparently inform you of their respective pricing details.
Is there a fee for getting an insurance quote?
With us, there isn’t. Book a no-obligation consultation with our team, and you’ll receive free insurance quotes from different carriers so that you can easily compare and contrast. We work with you to find the right insurance quote, no strings attached.
What is a deductible?
When submitting an insurance claim, a deductible is an amount you’re responsible for before the insurance company covers the rest. As your dedicated insurance agents, we do our best to introduce you to carriers with the lowest deductibles so that you barely ever have to pay out of pocket. This way, not only will you shop the most competitive rates, but you’ll also discover trustworthy lenders that prioritize their clients.
Licensed and certified in 24 states for individuals, groups and Medicare. No international affiliations.
We proudly service the following US states only:
Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, New York, Nevada, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Virginia, West Virginia and Wisconsin.
Medicare Disclaimer: We do not offer every plan available in your area. We represent 5 of MA organizations, which offer 47 products in your area. Any information we provide is limited to those plans we do offer in your area. Please contact
Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
Copyright© Kimsurance. All Rights Reserved. Site designed by Client Solution Innovations