More than insurance, it’s hope and protection for your tomorrows.

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Learn About Kimsurance

Kimsurance wants to change the way you view insurance. Insurance doesn’t need to be complicated. In fact, it’s just the opposite. It’s about hope and protection for your tomorrows. All it takes is one “big thing” to happen and suddenly you’re faced with financial decisions you never thought you’d have to make. We have personal experience with everything from pre-existing conditions to medical marvels, we know what it takes to protect you and what matters most.

Our founder, Kimberly, knows the consequences of inadequate coverage better than anyone. Burdened with debt after surviving breast cancer, she ended up losing everything. We take that experience very seriously and have made it the cornerstone of our mission. We don’t want you to suffer the same hardship.
We want to work with you to make sure your insurance provides hope during the storm and your tomorrows are fully protected.

Meet the Inspiration for Kimsurance

Kimberly Stevens, our owner and founder, has a story of hope after loss that has inspired Kimsurance’s mission from day one.

Get to Know Kimberly

A Symbol of Hope

As you explore Kimsurance, you’ll discover a virtual garden of yellow roses, our symbol of hope and protection. May our story inspire you to find hope in your darkest hour.

Bringing Hope to Florida and Beyond

We are a team of online brokers focused on helping you find more than insurance – we’re about helping you find protection for your tomorrows. Serving clients in Florida and over 20 other states, we are here to bring you hope wherever you are.

Insurance Solutions to Bring You Hope

Kimsurance offers a variety of personal insurance, Medicare, and employee benefits solutions to help you protect your tomorrows.

Our Clients Rave About Us

Check out our reviews to see how Kimsurance can help your protection bloom.

“By far the best benefits consultant I have ever worked within 35 years of business experience.”

Steve L.

“Kimberly helped find me and my husband affordable healthcare. She really put my mind at ease!”

Christine H.

“She’s great! Super helpful!”

Courtney F.

Read Our Yelp Reviews

The Independent Broker Advantage

Independence means we can offer personalized solutions.

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

An Independent Broker Provides Personalized Protection

We proudly represent Aetna, United Health Care, Blue Cross and many more!

Providing for Your Family
Risk Factor

Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?


Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.

Mortgage Payments
Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.

Auto Payments
Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs
Risk Factor

An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?


A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings
Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.


Life insurance can help support a surviving spouse during their retirement.

Protecting Your Small Business
Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.


A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement
Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.


Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.

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